This English edition summarizes the decision a couple faces before choosing how shared money should move.

This English edition gives you the practical summary first, with the same editorial focus as the Portuguese article: clarity, fair splitting, transparency, and calmer money decisions for two.

What this guide covers

  • What each account model makes easier or harder.
  • How autonomy and transparency can coexist.
  • Why proportional splitting may matter when incomes are different.

How it connects to dividi

dividi supports the practical side of the agreement by tracking shared expenses and split percentages without forcing one banking model.

Read the original article

The complete Portuguese article is still available here: Conta conjunta, separada ou híbrida: como decidir. We are expanding the English archive with the same structure and visual standard as the main dividi site.

Editorial pillar: Financial education.