dividi blog
Guides to split money better
dividi tutorials and reads on money for two — for a clearer month, fairer splits, and calmer conversations.
Income Tax 2026: what stays in the couple's pocket
Brazil's 2026 income-tax reform exempts incomes up to R$ 5,000 and tapers off up to R$ 7,350. In a couple, two brackets — see what is left over and how to turn it into savings or a goal.
Splitting bills when one of you earns more
When a couple earns different incomes, a 50/50 split is rarely fair. Here is how to split bills proportionally, with a worked example in reais and three models.
Who hosts the match pays the bill? The hidden cost of the World Cup
Hosting friends to watch Brazil runs about R$ 612 for the barbecue — and one partner usually covers it all. Here is how to split that fairly, without blame.
World Cup 2026 as a couple: real costs and how to budget it
What it really costs to see Brazil at the 2026 World Cup: flights, hotels, tickets, and visa in numbers, plus how to turn the trip into a shared goal instead of credit-card debt.
Organize expenses by card in dividi: step by step
Add a card, link each expense, and track the bill together in dividi — without storing the card number or CVV. See the step by step.
Shared Account in dividi: invites and permissions
How Shared Account invites work in dividi: app-account email, in-app acceptance, read access, and permissions for expenses, goals, and transfers.
How to talk about money without blame
A practical guide for couples to discuss money with less blame: shared data, clear limits, autonomy, and lighter reviews with dividi.
Real estate financing together: SAC, Price, or MCMV?
Compare real estate financing as a couple: SAC, Price, Minha Casa Minha Vida, income, down payment, FGTS, CET, and monthly comfort.
The 50-30-20 rule adapted for two
Use the 50-30-20 rule as a couple without rigidity: needs, wants, goals, different incomes, debt, and budget adjustments with dividi.
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From reading to routine
Ready to put it into practice?
dividi turns these conversations into routine: expenses, fair splitting, budget and goals in one app.