dividi blog
Guides to split money better
dividi tutorials and reads on money for two — for a clearer month, fairer splits, and calmer conversations.
Editorial pillars
Credit cards for two: how to organize them
Compare individual, separate, and shared card models: limits, responsibility, surprises on the bill, and a monthly ceiling you both agree on.
How dividi was born
dividi started from a couple tired of going back and forth about money. Built by an indie developer in Brazil, it became an app when friends asked to use it.
A trip for two without blowing the budget
Plan a trip as a couple with a short-term goal: 2026 cost ranges, pre-trip and during-trip splits, and how to avoid maxing out the card on the way back.
Proportional splitting in dividi: step by step
Set up proportional splitting in dividi: percentages in the Shared Account, 70/30 and 60/40 examples, editing later, and what changes in transfers.
Joint, separate, or hybrid account: how to decide
Compare joint, separate, and hybrid account models for couples: transparency, autonomy, proportional splitting, and which model fits each stage.
Joint emergency fund: how much to save and where
Build an emergency fund for two: essential expenses, stable or variable income, 3 to 6 month targets, liquidity, safety, and common mistakes.
Who is Divi in dividi?
Meet Divi, the mascot that helps create expense drafts from voice or text in Premium, with user review before anything is saved.
Why money is the second biggest cause of divorce
Understand why money wears couples down: hidden debt, income differences, lack of agreements, and how to start the conversation before it becomes a crisis.
Planning an apartment down payment together
Plan an apartment down payment as a couple: deposit, moving costs, basic furniture, legal costs, monthly capacity, and a goal that fits the routine.
Financial goals that strengthen the relationship
Choose goals that bring trust into the routine: protection, autonomy, experiences, home plans, and clear progress without turning tracking into pressure.
How to create shared goals in dividi
Create shared goals in dividi with a clear name, target amount, account, visibility, permissions, and a routine that does not become pressure.
Tips for moving from a spreadsheet to dividi
Move from a spreadsheet to dividi without rework: clean categories, migrate the current month, set up shared accounts, cards, goals, and a simple review routine.
Signs you need to organize your finances together
Five signs that the couple needs more financial organization: surprise bills, repeated delays, avoided conversations, and goals that never leave the idea stage.
How to build a shared budget without fighting
Create a shared budget as a couple with 50-30-20, transparent categories, review rituals, and agreements that prevent the first conversation from becoming a fight.
Why we created the dividi blog
The dividi blog explains shared finances in practical language: fair splitting, goals, budgets, product tutorials, and calmer money conversations for couples.
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Want to apply this day to day?
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